Application for New United Rentals Credit Account

Securing funding for your used equipment purchases through United Rentals can positively impact your overall financial situation. Financing your equipment, as opposed to paying cash, helps you better manage your cash flow and minimizes the risk of your equipment becoming obsolete. With the flexibility to upgrade or add-on as your equipment needs change, you can allocate your operating capital to more profitable investments or other business expenses. Unlike variable bank lines of credit, our fixed payment plans provide stability and allow you to budget and forecast effectively. Moreover, financing makes acquiring equipment more feasible by spreading the cost across manageable monthly payments, allowing you to buy more equipment. Consider adding our United Guard Warranty to selected purchases as part of your financing package to safeguard your investment.

United Rentals provides various leasing options tailored to different financial needs. The most common choice is our $1 Purchase Option Lease, which offers flexible terms lasting from 12 to 60 months and requires property and liability insurance. Alternatively, our 10% Purchase Option Lease covers the same term range, with the customer responsible for 10% of the total financed amount at the end of the lease. For customers with seasonal work and a solid credit history, our Seasonal Lease offers payment options on an annual, semiannually or quarterly basis. Lastly, our Lease-to-Own Option, also with terms ranging from 12 to 60 months, allows flexibility in settling the principal balance — it can be paid in full or financed, or the equipment can be returned. United Rentals can help you choose the leasing option that works best for you. To qualify for financing, fill out our application form today.

United Rentals’ Equipment Finance Agreement Loan offers flexibility with terms ranging from 12 to 60 months. This plan is designed explicitly for financing titled equipment, which means having property insurance is mandatory. On the flip side, our Rental Purchase Option (RPO) provides shorter terms of six or 12 months. However, there's a minimum total spending requirement of $10,000, which includes taxes and warranties. The RPO also requires the purchase of a matching United Guard Warranty. At the end of the term, customers have the option to pay the principal balance in full, finance it or return the equipment, depending on their financial preferences. To qualify for financing, fill out our application form. For help determining which loan option is right for you, contact your local United Rentals branch today.

There are tax advantages to buying used equipment. IRS section 179 allows businesses to deduct the total purchase price of equipment from taxable income, encompassing both new and used equipment purchases and leases.