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Used Equipment Sales

Customer Finance Solutions

Finance new and used equipment purchases with our affordable customer financing services.

Apply now or call to talk to a United Rentals financing expert.

The financing you want, the brand you trust

With United Rentals' Customer Finance Program, you can find the best equipment financing solution for your business and equipment needs. No matter what your project schedule or budget looks like, we offer various financing structures and terms so you can obtain your equipment fast at a price that works for you.

  • Comprehensive: Loan and lease options on new, used and titled equipment
  • Competitive: Up to 100% financing for equipment, competitive rates and flexible terms
  • Convenience: Customized payment plans based on your needs
  • Improve Cash Flow: More affordable monthly payments increase available funds, and payments can be scheduled to coincide with a company's seasonal cash flow
  • Preserved Credit: Financing doesn't affect bank lines of credit, so they are preserved for future business needs
  • Opportunity: Options for new and small businesses
  • Fast Service: Easy application process, quick approvals, same-day POs
  • Peace of Mind: Knowledgeable experts to guide you through the process
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Affordable equipment, right at your fingertips.

Our online application makes it quick and easy to get you the equipment you need at a price that’s affordable for you.

FINANCING

A Better Solution For Your Equipment Needs

Why You Should Finance With United Rentals

Flexible Terms

Get up to 100% financing, terms up to 60 months, fixed rates, and options for new businesses.

Competitive Rates

Various financing structures and rates to fit your business and equipment needs.

Dedicated Team

We’ll help guide you through the financing process and answer any questions.

Fast Service

We provide quick one-hour approvals on most deals so you can finance equipment quickly.

Choice of Equipment

Our customers can choose from our extensive fleet of equipment and our United Guard Warranty can also be added to the financing package on certain equipment, a perk that other heavy equipment financing companies cannot offer.

Tax Advantages

IRS 179 allows businesses to deduct the full purchase price of both new and used equipment from their taxable income.

We make financing easy

Get the equipment you need in five easy steps.

LEASE AND LOAN OPTIONS

How do I know which option is right for me?

Loan

Loan

→ Flexible payment plans with terms up to 60 months

→ Optional down payment

→ Get started right away while building equity

→ You may still qualify to receive tax benefits

Lease

Lease

→ Lowest monthly payments

→ Lease for up to 60 months

→ Flexible return and purchase options - choose to purchase outright, extend the lease, or return or upgrade your equipment

→ You may still qualify to receive tax benefits

RESOURCES

More on Financing

FAQs
What equipment can I finance?

Financing is available on new, used and titled equipment. Extras such as United Guard, freight, tax, service plans, attachments and accessories can all be included.

What documents do I need to apply for financing?

All we need to get started is the completed online or PDF application. To speed up the process, you can send the last three months of business bank statements (just the first page with balances).

How long does it take to find out if I qualify for financing?

Our team will process your application and can have approvals in as little as one hour.

When is a good time to apply for financing?

Anytime! Whether you have specific equipment in mind or are just browsing options, you can see if you’re qualified for financing anytime. Our approvals are valid for 90 days from the approval date. 

Can I get financing if I have bad credit?

Yes! Our team will work with you to find an option that works for you. You must submit the last three months of business bank statements and may be asked to provide additional information.

How long does the finance process take?

We can do a same-day turnaround on most deals! Once your application has been approved and a financing plan has been selected, your contract is sent via DocuSign.

How will I know the status of my application?

You will receive notifications at each step of the financing process. Our team will keep you informed and let you know if/when they need action from you.

How can I learn more about financing available to me?

Our team is here to walk you through the process and answer any questions regarding your financing options. Give us a call anytime at 800-261-5815 or email us at [email protected].

What are the benefits of financing used equipment purchases?

Securing funding for your used equipment purchases through United Rentals can positively impact your overall financial situation. Financing your equipment, as opposed to paying cash, helps you better manage your cash flow and minimizes the risk of your equipment becoming obsolete. With the flexibility to upgrade or add on as your equipment needs change, you can allocate your operating capital to more profitable investments or other business expenses. Unlike variable bank lines of credit, our fixed payment plans provide stability and allow you to budget and forecast effectively. Moreover, financing makes acquiring equipment more feasible by spreading the cost across manageable monthly payments, allowing you to buy more equipment. Consider adding our United Guard Warranty to selected purchases as part of your financing package to safeguard your investment. 

What options do I have for leasing equipment?

United Rentals provides various leasing options tailored to different financial needs. The most common choice is our $1 Purchase Option Lease, which offers flexible terms lasting from 12 to 60 months and requires property and liability insurance. Alternatively, our 10% Purchase Option Lease covers the same term range, with the customer responsible for 10% of the total financed amount at the end of the lease. For customers with seasonal work and a solid credit history, our Seasonal Lease offers payment options on an annual, semiannual or quarterly basis. Lastly, our Lease-to-Own Option, also with terms ranging from 12 to 60 months, allows flexibility in settling the principal balance — it can be paid in full or financed, or the equipment can be returned. United Rentals can help you choose the leasing option that works best for you.  To qualify for financing, fill out our application form today. 

What are the options for financing equipment?

United Rentals’ Equipment Finance Agreement Loan offers flexibility with terms ranging from 12 to 60 months. This plan is designed explicitly for financing titled equipment, which means having property insurance is mandatory. On the flip side, our Rental Purchase Option (RPO) provides shorter terms of six or 12 months. However, there's a minimum total spending requirement of $10,000, which includes taxes and warranties. The RPO also requires the purchase of a matching United Guard Warranty. At the end of the term, customers have the option to pay the principal balance in full, finance it or return the equipment, depending on their financial preferences. To qualify for financing, fill out our application form. For help determining which loan option is right for you, contact your local United Rentals branch today.  

Are there any tax incentives for buying used equipment?

There are tax advantages to buying used equipment. IRS section 179 allows businesses to deduct the total purchase price of equipment from their taxable income, encompassing both new and used equipment purchases and leases.  

Flyers & Downloads
Articles

United Rentals has you covered from financing to purchasing and protecting your used equipment. See related articles below.

why buy with UR

Why Buy with United Rentals?

Discover best-in-class used equipment sales solutions with United Rentals. Our expertly trained technicians already inspect, service and maintain the largest fleet in North America. Because of that network, we're uniquely positioned to get you the equipment sales service you need whenever and wherever you need it.

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Buy Jobsite Tested, Expertly Maintained Equipment

Ready to shop? Click below to browse our wide variety of jobsite tested, expertly maintained equipment.

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Questions?

Contact a United Rentals Financing expert today.