Customer Finance Solutions

Financing is available on new, used and titled equipment. Extras such as United Guard, freight, tax, service plans, attachments and accessories can all be included.

All we need to get started is the completed online or PDF application. To speed up the process, you can send the last three months of business bank statements (just the first page with balances).

Our team will process your application and can have approvals in as little as one hour.

Anytime! Whether you have specific equipment in mind or are just browsing options, you can see if you’re qualified for financing anytime. Our approvals are valid for 90 days from the approval date. 

Yes! Our team will work with you to find an option that works for you. You must submit the last three months of business bank statements and may be asked to provide additional information.

We can do a same-day turnaround on most deals! Once your application has been approved and a financing plan has been selected, your contract is sent via DocuSign.

You will receive notifications at each step of the financing process. Our team will keep you informed and let you know if/when they need action from you.

Our team is here to walk you through the process and answer any questions regarding your financing options. Give us a call anytime at 800-261-5815 or email us at [email protected].

Securing funding for your used equipment purchases through United Rentals can positively impact your overall financial situation. Financing your equipment, as opposed to paying cash, helps you better manage your cash flow and minimizes the risk of your equipment becoming obsolete. With the flexibility to upgrade or add on as your equipment needs change, you can allocate your operating capital to more profitable investments or other business expenses. Unlike variable bank lines of credit, our fixed payment plans provide stability and allow you to budget and forecast effectively. Moreover, financing makes acquiring equipment more feasible by spreading the cost across manageable monthly payments, allowing you to buy more equipment. Consider adding our United Guard Warranty to selected purchases as part of your financing package to safeguard your investment. 

United Rentals provides various leasing options tailored to different financial needs. The most common choice is our $1 Purchase Option Lease, which offers flexible terms lasting from 12 to 60 months and requires property and liability insurance. Alternatively, our 10% Purchase Option Lease covers the same term range, with the customer responsible for 10% of the total financed amount at the end of the lease. For customers with seasonal work and a solid credit history, our Seasonal Lease offers payment options on an annual, semiannual or quarterly basis. Lastly, our Lease-to-Own Option, also with terms ranging from 12 to 60 months, allows flexibility in settling the principal balance — it can be paid in full or financed, or the equipment can be returned. United Rentals can help you choose the leasing option that works best for you.  To qualify for financing, fill out our application form today. 

United Rentals’ Equipment Finance Agreement Loan offers flexibility with terms ranging from 12 to 60 months. This plan is designed explicitly for financing titled equipment, which means having property insurance is mandatory. On the flip side, our Rental Purchase Option (RPO) provides shorter terms of six or 12 months. However, there's a minimum total spending requirement of $10,000, which includes taxes and warranties. The RPO also requires the purchase of a matching United Guard Warranty. At the end of the term, customers have the option to pay the principal balance in full, finance it or return the equipment, depending on their financial preferences. To qualify for financing, fill out our application form. For help determining which loan option is right for you, contact your local United Rentals branch today.  

There are tax advantages to buying used equipment. IRS section 179 allows businesses to deduct the total purchase price of equipment from their taxable income, encompassing both new and used equipment purchases and leases.